{"id":3486,"date":"2022-07-03T22:06:45","date_gmt":"2022-07-03T15:06:45","guid":{"rendered":"https:\/\/bizuni.vn\/dau-tu\/?p=3486"},"modified":"2022-07-03T22:15:42","modified_gmt":"2022-07-03T15:15:42","slug":"duoc-bao-hiem-khi-tham-gia-dau-tu-fintech-duoc-bao-hiem-khi-cap-von-cho-vay-p2p","status":"publish","type":"post","link":"https:\/\/bizuni.vn\/dau-tu\/duoc-bao-hiem-khi-tham-gia-dau-tu-fintech-duoc-bao-hiem-khi-cap-von-cho-vay-p2p\/","title":{"rendered":"\u0110\u01b0\u1ee3c b\u1ea3o hi\u1ec3m khi tham gia \u0111\u1ea7u t\u01b0 Fintech &#8211; \u0110\u01b0\u1ee3c b\u1ea3o hi\u1ec3m khi c\u1ea5p v\u1ed1n cho vay P2P"},"content":{"rendered":"<p>BizUni \u0111\u01b0a l\u1ea1i b\u00e0i t\u1eeb Facebook Doanh nh\u00e2n L\u00e2m Minh Ch\u00e1nh v\u1ec1 \u0111\u1ec1 t\u00e0i &#8220;C\u1ed5 \u0111\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m khi tham gia \u0111\u1ea7u t\u01b0 Fintech?!&#8221;<\/p>\n<hr \/>\n<p>&#8220;C\u1ed5 \u0111\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m khi tham gia \u0111\u1ea7u t\u01b0 Fintech?!<br \/>\nNg\u01b0\u1eddi c\u1ea5p v\u1ed1n cho vay ngang h\u00e0ng P2P \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, \u0111\u1ec3 \u0111\u1ea1t TSLN 18%\/n\u0103m?!<\/p>\n<p>H\u00f4m th\u1ee9 s\u00e1u m\u1ed9t b\u1ea1n h\u1ecdc vi\u00ean h\u1ecfi em \u0111\u01b0\u1ee3c 1 Fintech m\u1eddi tham gia \u0111\u1ea7u t\u01b0 (c\u1ed5 \u0111\u00f4ng), ho\u1eb7c tham gia c\u1ea5p v\u1ed1n cho vay ngang h\u00e0ng P2P v\u1edbi l\u00e3i su\u1ea5t 18%. V\u00e0 s\u1ebd c\u00f3 c\u00f4ng ty b\u1ea3o hi\u1ec3m n\u1ebfu m\u00ecnh b\u1ecb thua l\u1ed7. V\u1eady c\u00f3 n\u00ean tham gia kh\u00f4ng? B\u1ea3n th\u00e2n em, th\u1ea5y ngon qu\u00e1, nh\u01b0ng l\u1ea1i s\u1ee3 d\u00ednh c\u00e2u \u201cKh\u00f4ng bao gi\u1edd c\u00f3 m\u1ed9t bu\u1ed5i tr\u01b0a mi\u1ec5n ph\u00ed\u201d v\u00e0 b\u1ea1n nh\u1edd t\u00f4i ph\u00e2n t\u00edch gi\u00f9m.<br \/>\nT\u00f4i \u0111\u00e3 m\u1eddi c\u00e1c b\u1ea1n c\u00f9ng suy lu\u1eadn nh\u1eefng \u00fd sau.<\/p>\n<ul>\n<li>Ai l\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m? C\u00f3 uy t\u00edn kh\u00f4ng? C\u00f3 b\u1ea3o hi\u1ec3m th\u1eadt kh\u00f4ng hay h\u1ecd n\u00f3i cho vui?<\/li>\n<li>Ai l\u00e0 ng\u01b0\u1eddi tr\u1ea3 ph\u00ed. V\u00ec m\u1ee9c ph\u00ed s\u1ebd r\u1ea5t r\u1ea5t cao.<\/li>\n<\/ul>\n<p>T\u00f4i chia s\u1ebb ti\u1ebfp v\u1ec1 b\u1ea3o hi\u1ec3m. B\u1ea3o hi\u1ec3m l\u00e0 ng\u01b0\u1eddi ta d\u00f9ng ti\u1ec1n c\u1ee7a ng\u01b0\u1eddi kh\u00f4ng b\u1ecb r\u1ee7i ro \u0111\u1ec3 tr\u1ea3 cho ng\u01b0\u1eddi b\u1ecb r\u1ee7i ro.<br \/>\nV\u00ed d\u1ee5 m\u1ed7i ng\u01b0\u1eddi \u0111\u00f3ng 1 \u0111\u1ed3ng \u0111\u1ec3 b\u1ea3o hi\u1ec3m cho 1 s\u1ef1 ki\u1ec7n n\u00e0o \u0111\u00f3. S\u1ef1 ki\u1ec7n n\u00e0y x\u1ea3 ra v\u1edbi x\u00e1c su\u1ea5t 4\/1000. T\u1ed5ng ti\u1ec1n thu \u0111\u01b0\u1ee3c l\u00e0 1,000 \u0111\u1ed3ng. Khi c\u00f3 s\u1ef1 ki\u1ec7n x\u1ea3y ra, 4 ng\u01b0\u1eddi s\u1ebd \u0111\u01b0\u1ee3c chia s\u1ed1 ti\u1ec1n 1,000 \/ 4 = 250 \u0111\u1ed3ng. 996 ng\u01b0\u1eddi kia b\u1ecb m\u1ea5t 1 \u0111\u1ed3ng nh\u01b0ng kh\u00f4ng b\u1ecb r\u1ee7i ro.<\/p>\n<p>\u1ede \u0111\u00e2y gi\u1ea3 s\u1eed kh\u00f4ng c\u00f3 ph\u00ed v\u00e0 l\u1ee3i nhu\u1eadn cho c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/p>\n<h6>** Tr\u01b0\u1eddng h\u1ee3p c\u00f3 c\u00f4ng ty b\u1ea3o hi\u1ec3m n\u00e0o \u0111\u00f3 b\u00e1n b\u1ea3o hi\u1ec3m cho c\u1ed5 \u0111\u00f4ng g\u00f3p v\u1ed1n v\u00e0o c\u00f4ng ty Fintech. (Gi\u1ea3 s\u1eed r\u1eb1ng c\u00f4ng ty BH n\u00e0y kh\u00f4ng thu ph\u00ed, v\u00e0 kh\u00f4ng c\u1ea7n l\u1eddi)<\/h6>\n<p>C\u1ed5 \u0111\u00f4ng nay s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c l\u1ea1i v\u1ed1n n\u1ebfu c\u00f4ng ty Fintech \u0111\u00f3 ph\u00e1 s\u1ea3n. <br \/>\nFintech thu\u1ed9c d\u1ea1ng kh\u1edfi ngh\u1ec7p ki\u1ec3u startup, t\u1ef7 l\u1ec7 th\u1ea5t b\u1ea1i l\u00e0 r\u1ea5t cao. Ch\u00fang ta t\u1ea1m cho t\u1ef7 l\u1ec7 ph\u00e1 s\u1ea3n c\u1ee7a Fintech l\u00e0 80% (l\u00e0 t\u1ef7 l\u1ec7 r\u1ea5t th\u1ea5p). Gi\u1ea3 s\u1eed Fintech c\u00f3 v\u1ed1n \u0111\u1ea7u t\u01b0 l\u00e0 100 t\u1ef7. Th\u00ec v\u1edbi t\u1ef7 l\u1ec7 ph\u00e1 s\u1ea3n 80%, Fintech ph\u1ea3i \u0111\u00f3ng ph\u00ed 80 t\u1ef7 \u0111\u1ec3 \u0111\u01b0\u1ee3c nh\u1eadn l\u1ea1i 100 t\u1ef7 khi c\u00f3 s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m x\u1ea3y ra. V\u1ea5n \u0111\u1ec1 l\u00e0 \u00f4ng Ti\u00ean r\u00e2u b\u1ea1c n\u00e0o s\u1ebd \u0111\u00f3ng cho Fintech 80 t\u1ef7 ti\u1ec1n ph\u00ed n\u00e0y?<\/p>\n<figure id=\"attachment_3487\" aria-describedby=\"caption-attachment-3487\" style=\"width: 1200px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-3487 size-full\" src=\"https:\/\/i0.wp.com\/bizuni.vn\/dau-tu\/wp-content\/uploads\/2022\/07\/fintech.png?resize=1170%2C612&#038;ssl=1\" alt=\"(Fintech thu\u1ed9c d\u1ea1ng kh\u1edfi ngh\u1ec7p ki\u1ec3u startup, t\u1ef7 l\u1ec7 th\u1ea5t b\u1ea1i l\u00e0 r\u1ea5t cao\u200b\u200b)\" width=\"1170\" height=\"612\" srcset=\"https:\/\/i0.wp.com\/bizuni.vn\/dau-tu\/wp-content\/uploads\/2022\/07\/fintech.png?w=1200&amp;ssl=1 1200w, https:\/\/i0.wp.com\/bizuni.vn\/dau-tu\/wp-content\/uploads\/2022\/07\/fintech.png?resize=300%2C157&amp;ssl=1 300w, https:\/\/i0.wp.com\/bizuni.vn\/dau-tu\/wp-content\/uploads\/2022\/07\/fintech.png?resize=1024%2C536&amp;ssl=1 1024w, https:\/\/i0.wp.com\/bizuni.vn\/dau-tu\/wp-content\/uploads\/2022\/07\/fintech.png?resize=768%2C402&amp;ssl=1 768w\" sizes=\"auto, (max-width: 1170px) 100vw, 1170px\" data-recalc-dims=\"1\" \/><figcaption id=\"caption-attachment-3487\" class=\"wp-caption-text\">(Fintech thu\u1ed9c d\u1ea1ng kh\u1edfi nghi\u1ec7p ki\u1ec3u startup, t\u1ef7 l\u1ec7 th\u1ea5t b\u1ea1i l\u00e0 r\u1ea5t cao\u200b\u200b)<\/figcaption><\/figure>\n<h6>** Tr\u01b0\u1eddng h\u1ee3p c\u00f3 c\u00f4ng ty b\u1ea3o hi\u1ec3m n\u00e0o \u0111\u00f3 b\u00e1n b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi c\u1ea5p v\u1ed1n vay ngang h\u00e0ng P2P. (Gi\u1ea3 s\u1eed r\u1eb1ng c\u00f4ng ty BH n\u00e0y kg thu ph\u00ed, v\u00e0 kh\u00f4ng c\u1ea7n l\u1eddi)<\/h6>\n<p>Cho vay ngang h\u00e0ng P2P tr\u00ean app Fintech, th\u01b0\u1eddng l\u00e0 cho vay t\u00edn ch\u1ea5p, gi\u1eefa ng\u01b0\u1eddi v\u00e0 ng\u01b0\u1eddi. FinTech s\u1ebd c\u00f3 \u0111\u00e1nh gi\u00e1 ng\u01b0\u1eddi vay \u0111\u1ec3 tr\u00e1nh r\u1ee7i ro x\u00f9 n\u1ee3 c\u1ee7a ng\u01b0\u1eddi vay \u0111\u1ebfn m\u1ee9c th\u1ea5p nh\u1ea5t. Tuy v\u1eady v\u1eabn c\u00f3 1 t\u1ef7 l\u1ec7 ng\u01b0\u1eddi vay x\u00f9 n\u1ee3. Gi\u1ea3 s\u1eed t\u1ef7 l\u1ec7 n\u00e0y l\u00e0 20% (kh\u00e1 th\u1ea5p). Nh\u01b0 v\u1eady ng\u01b0\u1eddi cho vay c\u00f3 100 \u0111\u1ed3ng, th\u00ec ph\u00ed b\u1ea3o hi\u1ec3m s\u1ebd l\u00e0 20 \u0111\u1ed3ng. Sau khi mua b\u1ea3o hi\u1ec3m th\u00ec m\u1ecdi r\u1ee7i ro x\u00f9 n\u1ee3 c\u1ee7a ng\u01b0\u1eddi cho vay \u0111\u00e3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m hi\u1ec3m. Khi \u0111\u00f3 ng\u01b0\u1eddi cho vay s\u1ebd \u0111\u01b0\u1ee3c l\u1ee3i nhu\u1eadn 18 \u0111\u1ed3ng m\u1ed9t n\u0103m (l\u00e3i su\u1ea5t cho vay 18%\/n\u0103m) m\u00e0 kg b\u1ecb r\u1ee7i ro?!<\/p>\n<p>V\u1ea5n \u0111\u1ec1 l\u00e0 c\u00f4 Ti\u00ean n\u00e0o s\u1ebd \u0111\u00f3ng 20 \u0111\u1ed3ng ph\u00ed b\u1ea3o hi\u1ec3m n\u00e0y? Ph\u00ed b\u1ea3o hi\u1ec3m (20) c\u00f2n cao h\u01a1n c\u1ea3 ti\u1ec1n l\u1eddi (18).<br \/>\nV\u00f4 l\u00fd v\u1eady m\u00e0 h\u1ecd v\u1eabn \u0111i thuy\u1ebft tr\u00ecnh \u0111\u1ec3 g\u1ecdi v\u1ed1n, \u0111\u1ec3 m\u1eddi g\u1ecdi c\u1ea5p v\u1ed1n vay.<br \/>\nC\u00e1i v\u1ee5 g\u1ecdi n\u1ebfn, \u0111o\u00e1n gi\u00e1 n\u00e0y n\u1ecd c\u0169ng l\u1ee3i d\u1ee5ng hai ch\u1eef b\u1ea3o hi\u1ec3m. G\u1ecdi \u0111\u00fang th\u00ec th\u1eafng, g\u1ecdi sai th\u00ec \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m. \u00d4ng Ti\u00ean, c\u00f4 Ti\u00ean n\u00e0o s\u1ebd \u0111\u00f3ng ph\u00ed b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi ch\u01a1i v\u1eady?<br \/>\nV\u00f4 l\u00fd v\u1eady, m\u00e0 nhi\u1ec1u ng\u01b0\u1eddi v\u1eabn d\u00ednh.<\/p>\n<hr \/>\n<p><em>L\u00e2m Minh Ch\u00e1nh<br \/>\n<\/em><em>Link b\u00e0i g\u1ed1c: https:\/\/www.facebook.com\/LamMinhChanh\/posts\/4483524181735038<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BizUni \u0111\u01b0a l\u1ea1i b\u00e0i t\u1eeb Facebook Doanh nh\u00e2n L\u00e2m Minh Ch\u00e1nh v\u1ec1 \u0111\u1ec1 t\u00e0i &#8220;C\u1ed5 \u0111\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m khi tham gia \u0111\u1ea7u t\u01b0 Fintech?!&#8221; &#8220;C\u1ed5 \u0111\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m khi tham gia \u0111\u1ea7u t\u01b0 Fintech?! Ng\u01b0\u1eddi c\u1ea5p v\u1ed1n cho vay ngang h\u00e0ng P2P \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, \u0111\u1ec3 \u0111\u1ea1t TSLN 18%\/n\u0103m?! H\u00f4m th\u1ee9 s\u00e1u m\u1ed9t&#8230;<\/p>\n","protected":false},"author":2,"featured_media":3490,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"default","_kad_post_title":"default","_kad_post_layout":"default","_kad_post_sidebar_id":"","_kad_post_content_style":"default","_kad_post_vertical_padding":"default","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[1],"tags":[45,43,44],"class_list":["post-3486","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kien-thuc-dau-tu","tag-bao-hiem-cap-von-cho-vay","tag-bao-hiem-dau-tu-fintech","tag-fintech"],"featured_image_src_large":["https:\/\/i0.wp.com\/bizuni.vn\/dau-tu\/wp-content\/uploads\/2022\/07\/Duoc-bao-hiem-khi-tham-gia-dau-tu-Fintech.-Duoc-bao-hiem-khi-cap-von-cho-vay-P2P.jpg?fit=1024%2C536&ssl=1",1024,536,true],"author_info":{"display_name":"Hi\u1ec1n Nguy\u1ec5n","author_link":"https:\/\/bizuni.vn\/dau-tu\/author\/hn\/"},"comment_info":0,"category_info":[{"term_id":1,"name":"Ki\u1ebfn th\u1ee9c \u0111\u1ea7u t\u01b0","slug":"kien-thuc-dau-tu","term_group":0,"term_taxonomy_id":1,"taxonomy":"category","description":"<p>Chuy\u00ean trang g\u1ed3m nh\u1eefng b\u00e0i vi\u1ebft v\u1ec1 ki\u1ebfn th\u1ee9c \u0111\u1ea7u t\u01b0, nh\u1eadn \u0111\u1ecbnh th\u1ecb tr\u01b0\u1eddng &amp; nh\u1eadn di\u1ec7n r\u1ee7i ro trong \u0111\u1ea7u t\u01b0 c\u1ee7a chuy\u00ean gia T\u00e0i ch\u00ednh, t\u00e1c gi\u1ea3 L\u00e2m Minh Ch\u00e1nh<\/p>","parent":0,"count":21,"filter":"raw","cat_ID":1,"category_count":21,"category_description":"<p>Chuy\u00ean trang g\u1ed3m nh\u1eefng b\u00e0i vi\u1ebft v\u1ec1 ki\u1ebfn th\u1ee9c \u0111\u1ea7u t\u01b0, nh\u1eadn \u0111\u1ecbnh th\u1ecb tr\u01b0\u1eddng &amp; nh\u1eadn di\u1ec7n r\u1ee7i ro trong \u0111\u1ea7u t\u01b0 c\u1ee7a chuy\u00ean gia T\u00e0i ch\u00ednh, t\u00e1c gi\u1ea3 L\u00e2m Minh Ch\u00e1nh<\/p>","cat_name":"Ki\u1ebfn th\u1ee9c \u0111\u1ea7u t\u01b0","category_nicename":"kien-thuc-dau-tu","category_parent":0}],"tag_info":[{"term_id":45,"name":"b\u1ea3o hi\u1ec3m c\u1ea5p v\u1ed1n cho vay","slug":"bao-hiem-cap-von-cho-vay","term_group":0,"term_taxonomy_id":45,"taxonomy":"post_tag","description":"","parent":0,"count":1,"filter":"raw"},{"term_id":43,"name":"B\u1ea3o hi\u1ec3m \u0111\u1ea7u t\u01b0 fintech","slug":"bao-hiem-dau-tu-fintech","term_group":0,"term_taxonomy_id":43,"taxonomy":"post_tag","description":"","parent":0,"count":1,"filter":"raw"},{"term_id":44,"name":"fintech","slug":"fintech","term_group":0,"term_taxonomy_id":44,"taxonomy":"post_tag","description":"","parent":0,"count":1,"filter":"raw"}],"taxonomy_info":{"category":[{"value":1,"label":"Ki\u1ebfn th\u1ee9c \u0111\u1ea7u t\u01b0"}],"post_tag":[{"value":45,"label":"b\u1ea3o hi\u1ec3m c\u1ea5p v\u1ed1n cho vay"},{"value":43,"label":"B\u1ea3o hi\u1ec3m \u0111\u1ea7u t\u01b0 fintech"},{"value":44,"label":"fintech"}]},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/bizuni.vn\/dau-tu\/wp-content\/uploads\/2022\/07\/Duoc-bao-hiem-khi-tham-gia-dau-tu-Fintech.-Duoc-bao-hiem-khi-cap-von-cho-vay-P2P.jpg?fit=1200%2C628&ssl=1","_links":{"self":[{"href":"https:\/\/bizuni.vn\/dau-tu\/wp-json\/wp\/v2\/posts\/3486","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bizuni.vn\/dau-tu\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bizuni.vn\/dau-tu\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bizuni.vn\/dau-tu\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/bizuni.vn\/dau-tu\/wp-json\/wp\/v2\/comments?post=3486"}],"version-history":[{"count":2,"href":"https:\/\/bizuni.vn\/dau-tu\/wp-json\/wp\/v2\/posts\/3486\/revisions"}],"predecessor-version":[{"id":3489,"href":"https:\/\/bizuni.vn\/dau-tu\/wp-json\/wp\/v2\/posts\/3486\/revisions\/3489"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bizuni.vn\/dau-tu\/wp-json\/wp\/v2\/media\/3490"}],"wp:attachment":[{"href":"https:\/\/bizuni.vn\/dau-tu\/wp-json\/wp\/v2\/media?parent=3486"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bizuni.vn\/dau-tu\/wp-json\/wp\/v2\/categories?post=3486"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bizuni.vn\/dau-tu\/wp-json\/wp\/v2\/tags?post=3486"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}