{"id":3550,"date":"2022-09-05T01:18:22","date_gmt":"2022-09-04T18:18:22","guid":{"rendered":"https:\/\/bizuni.vn\/dau-tu\/?p=3550"},"modified":"2022-11-06T23:39:20","modified_gmt":"2022-11-06T16:39:20","slug":"lam-cong-nhan-luong-van-co-the-tro-nen-tu-do-tai-chinh","status":"publish","type":"post","link":"https:\/\/bizuni.vn\/dau-tu\/lam-cong-nhan-luong-van-co-the-tro-nen-tu-do-tai-chinh\/","title":{"rendered":"L\u00e0m c\u00f4ng, nh\u1eadn l\u01b0\u01a1ng v\u1eabn c\u00f3 th\u1ec3 tr\u1edf n\u00ean t\u1ef1 do t\u00e0i ch\u00ednh!"},"content":{"rendered":"

BizUni \u0111\u01b0a tin l\u1ea1i t\u1eeb Facebook c\u00e1 nh\u00e2n Doanh nh\u00e2n, T\u00e1c gi\u1ea3, Gi\u1ea3ng vi\u00ean L\u00e2m Minh Ch\u00e1nh v\u1ec1 \u0111\u1ec1 t\u00e0i: L\u00e0m c\u00f4ng, nh\u1eadn l\u01b0\u01a1ng v\u1eabn c\u00f3 th\u1ec3 tr\u1edf n\u00ean t\u1ef1 do t\u00e0i ch\u00ednh!<\/strong><\/span><\/h2>\n
\n

D\u1ea1o n\u00e0y t\u00f4i m\u00ea m\u1ea3i n\u00f3i v\u1ec1 kh\u1edfi khi\u1ec7p, v\u1ec1 doanh nh\u00e2n m\u00e0 qu\u00ean m\u1ea5t c\u00e1c anh ch\u1ecb em, c\u00e1c b\u1ea1n \u0111i l\u00e0m nh\u1eadn l\u01b0\u01a1ng h\u00e0ng th\u00e1ng. Nhi\u1ec1u b\u1ea1n \u0111\u00e3 \u201cthan phi\u1ec1n\u201d em kh\u00f4ng th\u1ec3 kh\u00e1 l\u00ean \u0111\u01b0\u1ee3c, em kh\u00f4ng th\u1ec3 n\u00e0o gi\u00e0u c\u00f3 \u0111\u01b0\u1ee3c n\u1ebfu c\u1ee9 \u0111i l\u00e0m c\u00f4ng th\u1ebf n\u00e0y.<\/p>\n

T\u1ef1 do t\u00e0i ch\u00ednh \u1edf tu\u1ed5i X <\/strong><\/span><\/h3>\n

C\u00e1c b\u1ea1n \u1ea5y sai r\u1ed3i. T\u1ea5t c\u1ea3 m\u1ecdi ng\u01b0\u1eddi n\u1ebfu th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c c\u00f4ng th\u1ee9c d\u01b0\u1edbi \u0111\u00e2y th\u00ec s\u1ebd tr\u1edf n\u00ean gi\u00e0u c\u00f3 v\u1edbi ch\u00ednh m\u00ecnh, t\u1ee9c l\u00e0 tr\u1edf n\u00ean \u0111\u1ed9c l\u1eadp t\u00e0i ch\u00ednh ho\u1eb7c cao h\u01a1n t\u1ef1 do t\u00e0i ch\u00ednh \u1edf tu\u1ed5i X n\u00e0o \u0111\u00f3 l\u00e0:
\n– Ki\u1ebfm ti\u1ec1n v\u1edbi c\u00f4ng su\u1ea5t cao nh\u1ea5t.
\n– S\u1eed d\u1ee5ng ti\u1ec1n m\u1ed9t c\u00e1ch th\u00f4ng minh
\n– Ti\u1ebft ki\u1ec7m ti\u1ec1n kho\u1ea3n 10% – 15% thu nh\u1eadp. Ti\u1ebft ki\u1ec7m tr\u01b0\u1edbc khi ti\u00eau d\u00f9ng
\n– B\u1ea3o v\u1ec7, gi\u1eef \u0111\u01b0\u1ee3c s\u1ed1 ti\u1ec1n \u0111\u00f3.
\n– \u0110\u1ea7u t\u01b0 s\u1ed1 ti\u1ec1n \u0111\u00f3, cho \u0111\u1ebfn tu\u1ed5i X m\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c r\u00fat l\u00e3i, c\u1ed5 t\u1ee9c ra \u0111\u1ec3 c\u00f3 hi\u1ec7u \u1ee9ng l\u00e3i l\u00e3i k\u00e9p, nh\u1eb1m t\u0103ng tr\u01b0\u1edfng ti\u1ec1n.
\n– \u0110\u1ebfn tu\u1ed5i X ch\u00fang ta s\u1ebd c\u00f3 1 s\u1ed1 ti\u1ec1n l\u1edbn. Ti\u1ec1n l\u00e3i sinh ra h\u00e0ng th\u00e1ng s\u1ebd c\u00f3 gi\u00e1 tr\u1ecb ti\u00eau d\u00f9ng cao h\u01a1n nhi\u1ec1u l\u1ea7n ti\u1ec1n l\u01b0\u01a1ng.<\/p>\n

** V\u00ed d\u1ee5, n\u1ebfu ch\u00fang ta \u0111\u1ec3 d\u00e0nh \u0111\u1ec1u \u0111\u1eb7n 10 tri\u1ec7u, v\u1edbi l\u00e3i su\u1ea5t b\u00ecnh qu\u00e2n 1%, trong v\u00f2ng 240 th\u00e1ng (t\u1ee9c 20 n\u0103m), th\u00ec \u0111\u1ea7u n\u0103m th\u1ee9 21 ch\u00fang ta s\u1ebd c\u00f3 s\u1ed1 ti\u1ec1n l\u00e0
\nFV = (l\u00e3i su\u1ea5t, s\u1ed1 k\u1ef3, s\u1ed1 ti\u1ec1n \u0111\u1ea7u t\u01b0 \u0111\u1ec1u, GTHT, lo\u1ea1i h\u00ecnh) = (1%, 240,10000000,0,0) = 9,892,553,650.
\nL\u00fac n\u00e0y ch\u00fang ta kh\u00f4ng \u0111\u1ea7u t\u01b0 n\u1eefa, v\u00e0 b\u1eaft \u0111\u1ea7u d\u00f9ng ti\u1ec1n l\u00e3i h\u00e0ng th\u00e1ng ra s\u1eed d\u1ee5ng.<\/p>\n

L\u00e3i 1 th\u00e1ng c\u1ee7a n\u0103m th\u1ee9 21 = 9,892,553,650*1% = 98,925,536.
\nS\u1ed1 ti\u1ec1n n\u00e0y c\u00f3 g\u1ea7n g\u1ea5p 10 l\u1ea7n s\u1ed1 10 tri\u1ec7u tr\u01b0\u1edbc \u0111i. (N\u1ebfu t\u00ednh \u0111\u1ec3 l\u1ea1m ph\u00e1t th\u00ec c\u0169ng g\u1ea5p 5 l\u1ea7n s\u1ed1 ti\u1ec1n v\u00e0o n\u0103m 2002)
\nNgh\u0129a l\u00e0 sau 20 n\u0103m, ch\u00fang ta c\u00f3 th\u1ec3 t\u1ef1 nu\u00f4i ch\u00ednh m\u00ecnh m\u00e0 kh\u00f4ng c\u1ea7n ph\u1ea3i tr\u00f4ng ch\u1edd v\u00e0o thu nh\u1eadp \u0111i l\u00e0m.<\/p>\n

\"t\u1ef1
Sau 20 n\u0103m, ch\u00fang ta c\u00f3 th\u1ec3 t\u1ef1 nu\u00f4i ch\u00ednh m\u00ecnh m\u00e0 kh\u00f4ng c\u1ea7n ph\u1ea3i tr\u00f4ng ch\u1edd v\u00e0o thu nh\u1eadp \u0111i l\u00e0m.<\/figcaption><\/figure>\n

(B\u1ea1n n\u00e0o ch\u01b0a nghe t\u00f4i chia s\u1ebb s\u1ebd h\u1ecfi l\u00e0m sao \u0111\u1ea7u t\u01b0 \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c 1%\/th\u00e1ng. C\u00e2u tr\u1ea3 l\u1eddi l\u00e0 b\u1ea1n h\u00e3y \u0111\u1ea7u t\u01b0 \u0111\u1ec1u h\u00e0ng th\u00e1ng v\u00e0o ch\u1ec9 s\u1ed1 VnIndex b\u1ea1n s\u1ebd \u0111\u1ea1t \u0111\u01b0\u1ee3c l\u00e3i su\u1ea5t b\u00ecnh qu\u00e2n t\u00e0i ch\u00ednh 0.9% – 1.2% t\u00f9y giai \u0111o\u1ea1n. C\u00f2n n\u1ebfu b\u1ea1n bi\u1ebft l\u1ef1a ch\u1ecdn CP t\u1ed1t<\/a> th\u00ec b\u1ea1n s\u1ebd \u0111\u1ea1t cao h\u01a1n m\u1ee9c n\u00e0y).<\/p>\n

T\u1ed1i h\u00f4m qua bu\u1ed5i th\u1ee9 9 c\u1ee7a kh\u00f3a 20 (\u0110\u1ea7u t\u01b0 ch\u1ee9ng kho\u00e1n d\u00e0i h\u1ea1n<\/a>)c\u00f3 b\u1ea1n h\u1ecfi t\u00f4i l\u00e0m sao \u0111\u1ec3 t\u0103ng l\u01b0\u01a1ng, t\u0103ng thu nh\u1eadp trong c\u00f4ng vi\u1ec7c ch\u00ednh c\u1ee7a m\u00ecnh.
\nT\u00f4i h\u1ecfi l\u1ea1i b\u1ea1n: “B\u1ea1n \u0111\u00e3 th\u1eadt s\u1ef1 c\u1ed1 g\u1eafng ch\u01b0a, b\u1ea1n c\u00f3 bi\u1ebft c\u00e1ch l\u00e0m vi\u1ec7c \u0111\u1ec3 \u00f4ng b\u00e0 ch\u1ee7, doanh nghi\u1ec7p tr\u1ea3 cao h\u01a1n b\u1ea1n ch\u01b0a?”<\/strong><\/p>\n

H\u00ecnh minh h\u1ecda cho b\u00e0i vi\u1ebft n\u00e0y l\u00e0 th\u01b0 review th\u00e0nh qu\u1ea3 n\u0103m 2001, v\u00e0 m\u1ee9c l\u01b0\u01a1ng n\u0103m 2002 c\u1ee7a t\u00f4i. V\u00ec \u0111\u00e3 h\u01a1n 20 n\u0103m n\u00ean t\u00f4i c\u00f3 th\u1ec3 \u201ckhoe\u201d m\u1ed9t ch\u00fat v\u00e0 c\u0169ng \u0111\u1ec3 truy\u1ec1n c\u1ea3m h\u1ee9ng cho c\u00e1c b\u1ea1n. L\u01b0\u01a1ng th\u00e1ng c\u1ee7a t\u00f4i l\u00fac \u0111\u00f3 l\u00e0 43.1 tri\u1ec7u, h\u1ed7 tr\u1ee3 \u0111i l\u1ea1i 9.6 tri\u1ec7u. T\u1ed5ng c\u1ed9ng thu nh\u1eadp tr\u01b0\u1edbc thu\u1ebf n\u0103m 2002 c\u1ee7a t\u00f4i l\u00e0 52.7 tri\u1ec7u\/th\u00e1ng. (B\u1ea1n Trung n\u00f3i b\u1eb1ng 10 l\u01b0\u1ee3ng v\u00e0ng 1 th\u00e1ng)<\/p>\n

Qua kinh nghi\u1ec7m 20 n\u0103m \u0111i l\u00e0m c\u00f4ng + 13 n\u0103m l\u00e0m ch\u1ee7 c\u1ee7a t\u00f4i, c\u1ed9ng v\u1edbi nh\u1eefng g\u00ec t\u00f4i h\u1ecdc h\u1ecfi v\u00e0 \u0111\u00fac k\u1ebft \u0111\u01b0\u1ee3c t\u1eeb \u0111\u1ed3ng nghi\u1ec7p b\u1ea1n b\u00e8 anh em, t\u00f4i bi\u1ebft \u0111\u01b0\u1ee3c \u201cb\u00ed quy\u1ebft\u201d gi\u00fap m\u1ed9t ng\u01b0\u1eddi \u0111i l\u00e0m c\u00f3 m\u1ee9c l\u01b0\u01a1ng, c\u00f3 thu nh\u1eadp cao nh\u1ea5t c\u00f3 th\u1ec3.<\/p>\n

N\u00f3i l\u00e0 b\u00ed quy\u1ebft th\u00ec qu\u00e1, m\u00e0 \u0111\u00f3 l\u00e0 chi\u1ebfn l\u01b0\u1ee3c c\u1ee7a s\u1ef1 l\u1ef1a ch\u1ecdn \u00f4ng ch\u1ee7, doanh nghi\u1ec7p, th\u00e1i \u0111\u1ed9 l\u00e0m vi\u1ec7c \u0111\u00fang \u0111\u1eafn, v\u00e0 m\u1ed9t s\u1ed1 chi\u1ebfn thu\u1eadt, k\u1ef9 n\u0103ng kh\u00e1c.<\/p>\n

Th\u00e2n \u00e1i
\nL\u00e2m Minh Ch\u00e1nh<\/p>\n","protected":false},"excerpt":{"rendered":"

BizUni \u0111\u01b0a tin l\u1ea1i t\u1eeb Facebook c\u00e1 nh\u00e2n Doanh nh\u00e2n, T\u00e1c gi\u1ea3, Gi\u1ea3ng vi\u00ean L\u00e2m Minh Ch\u00e1nh v\u1ec1 \u0111\u1ec1 t\u00e0i: L\u00e0m c\u00f4ng, nh\u1eadn l\u01b0\u01a1ng v\u1eabn c\u00f3 th\u1ec3 tr\u1edf n\u00ean t\u1ef1 do t\u00e0i ch\u00ednh! D\u1ea1o n\u00e0y t\u00f4i m\u00ea m\u1ea3i n\u00f3i v\u1ec1 kh\u1edfi khi\u1ec7p, v\u1ec1 doanh nh\u00e2n m\u00e0 qu\u00ean m\u1ea5t c\u00e1c anh ch\u1ecb em, c\u00e1c b\u1ea1n \u0111i…<\/p>\n","protected":false},"author":2,"featured_media":3551,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"default","_kad_post_title":"default","_kad_post_layout":"default","_kad_post_sidebar_id":"","_kad_post_content_style":"default","_kad_post_vertical_padding":"default","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[2],"tags":[52,30],"class_list":["post-3550","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tai-chinh-ca-nhan","tag-dau-tu-de-tu-do-tai-chinh","tag-tu-do-tai-chinh"],"featured_image_src_large":["https:\/\/i0.wp.com\/bizuni.vn\/dau-tu\/wp-content\/uploads\/2022\/07\/tai-chinh-ca-nhan-lam-minh-chanh-1.jpg?fit=1024%2C536&ssl=1",1024,536,true],"author_info":{"display_name":"Hi\u1ec1n Nguy\u1ec5n","author_link":"https:\/\/bizuni.vn\/dau-tu\/author\/hn\/"},"comment_info":0,"category_info":[{"term_id":2,"name":"T\u00e0i ch\u00ednh c\u00e1 nh\u00e2n","slug":"tai-chinh-ca-nhan","term_group":0,"term_taxonomy_id":2,"taxonomy":"category","description":"Chuy\u00ean trang g\u1ed3m nh\u1eefng b\u00e0i vi\u1ebft v\u1ec1 T\u00e0i ch\u00ednh c\u00e1 nh\u00e2n c\u1ee7a t\u00e1c gi\u1ea3 L\u00e2m Minh Ch\u00e1nh","parent":0,"count":17,"filter":"raw","cat_ID":2,"category_count":17,"category_description":"Chuy\u00ean trang g\u1ed3m nh\u1eefng b\u00e0i vi\u1ebft v\u1ec1 T\u00e0i ch\u00ednh c\u00e1 nh\u00e2n c\u1ee7a t\u00e1c gi\u1ea3 L\u00e2m Minh Ch\u00e1nh","cat_name":"T\u00e0i ch\u00ednh c\u00e1 nh\u00e2n","category_nicename":"tai-chinh-ca-nhan","category_parent":0}],"tag_info":[{"term_id":52,"name":"\u0111\u1ea7u t\u01b0 \u0111\u1ec3 t\u1ef1 do t\u00e0i ch\u00ednh","slug":"dau-tu-de-tu-do-tai-chinh","term_group":0,"term_taxonomy_id":52,"taxonomy":"post_tag","description":"","parent":0,"count":4,"filter":"raw"},{"term_id":30,"name":"t\u1ef1 do t\u00e0i ch\u00ednh","slug":"tu-do-tai-chinh","term_group":0,"term_taxonomy_id":30,"taxonomy":"post_tag","description":"","parent":0,"count":4,"filter":"raw"}],"taxonomy_info":{"category":[{"value":2,"label":"T\u00e0i ch\u00ednh c\u00e1 nh\u00e2n"}],"post_tag":[{"value":52,"label":"\u0111\u1ea7u t\u01b0 \u0111\u1ec3 t\u1ef1 do t\u00e0i ch\u00ednh"},{"value":30,"label":"t\u1ef1 do t\u00e0i ch\u00ednh"}]},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/bizuni.vn\/dau-tu\/wp-content\/uploads\/2022\/07\/tai-chinh-ca-nhan-lam-minh-chanh-1.jpg?fit=1200%2C628&ssl=1","_links":{"self":[{"href":"https:\/\/bizuni.vn\/dau-tu\/wp-json\/wp\/v2\/posts\/3550","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bizuni.vn\/dau-tu\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bizuni.vn\/dau-tu\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bizuni.vn\/dau-tu\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/bizuni.vn\/dau-tu\/wp-json\/wp\/v2\/comments?post=3550"}],"version-history":[{"count":5,"href":"https:\/\/bizuni.vn\/dau-tu\/wp-json\/wp\/v2\/posts\/3550\/revisions"}],"predecessor-version":[{"id":3817,"href":"https:\/\/bizuni.vn\/dau-tu\/wp-json\/wp\/v2\/posts\/3550\/revisions\/3817"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bizuni.vn\/dau-tu\/wp-json\/wp\/v2\/media\/3551"}],"wp:attachment":[{"href":"https:\/\/bizuni.vn\/dau-tu\/wp-json\/wp\/v2\/media?parent=3550"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bizuni.vn\/dau-tu\/wp-json\/wp\/v2\/categories?post=3550"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bizuni.vn\/dau-tu\/wp-json\/wp\/v2\/tags?post=3550"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}