{"id":2048,"date":"2019-03-14T15:39:19","date_gmt":"2019-03-14T08:39:19","guid":{"rendered":"https:\/\/bizuni.vn\/kien-thuc-quan-tri\/?p=2048"},"modified":"2022-11-06T19:37:25","modified_gmt":"2022-11-06T12:37:25","slug":"4-yeu-to-rui-ro-tai-chinh-cua-doanh-nghiep","status":"publish","type":"post","link":"https:\/\/bizuni.vn\/kien-thuc-quan-tri\/4-yeu-to-rui-ro-tai-chinh-cua-doanh-nghiep\/","title":{"rendered":"4 Y\u1ebfu t\u1ed1 r\u1ee7i ro t\u00e0i ch\u00ednh c\u1ee7a doanh nghi\u1ec7p"},"content":{"rendered":"

R\u1ee7i ro t\u00e0i ch\u00ednh n\u00f3i chung v\u00e0 r\u1ee7i ro t\u00e0i ch\u00ednh c\u1ee7a doanh nghi\u1ec7p n\u00f3i ri\u00eang<\/h2>\n

R\u1ee7i ro t\u00e0i ch\u00ednh l\u00e0 v\u1ea5n \u0111\u1ec1 ch\u1eafc ch\u1eafn x\u1ea3y ra \u0111\u1ed1i v\u1edbi doanh nghi\u1ec7p hay m\u1ed9t t\u1ed5 ch\u1ee9c ho\u1ea1t \u0111\u1ed9ng d\u00f9 \u0111\u00f3 l\u00e0 t\u1ed5 ch\u1ee9c l\u1ee3i nhu\u1eadn hay phi l\u1ee3i nhu\u1eadn. N\u00f3 c\u00f3 th\u1ec3 x\u1ea3y ra do m\u00f4i tr\u01b0\u1eddng b\u00ean trong doanh nghi\u1ec7p (r\u1ee7i ro ch\u1ee7 quan), nh\u01b0ng h\u1ea7u h\u1ebft n\u1eb1m ngo\u00e0i t\u1ea7m ki\u1ec3m so\u00e1t c\u1ee7a doanh nghi\u1ec7p (r\u1ee7i ro kh\u00e1ch quan).<\/span>
\nB\u1ea3n ch\u1ea5t c\u1ee7a R\u1ee7i ro t\u00e0i ch\u00ednh ch\u00ednh l\u00e0 kh\u1ea3 n\u0103ng x\u1ea3y ra s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa gi\u00e1 tr\u1ecb th\u1ef1c t\u1ebf v\u00e0 gi\u00e1 tr\u1ecb k\u1ef3 v\u1ecdng, v\u00e0 \u1ea3nh h\u01b0\u1edfng tr\u1ef1c ti\u1ebfp \u0111\u1ebfn ngu\u1ed3n v\u1ed1n c\u0169ng nh\u01b0 l\u1ee3i nhu\u1eadn c\u1ee7a doanh nghi\u1ec7p. Do \u0111\u00f3, \u0111\u00e2y l\u00e0 y\u1ebfu t\u1ed1 r\u1ea5t quan tr\u1ecdng khi \u0111i\u1ec1u h\u00e0nh doanh nghi\u1ec7p.<\/span>
\nTh\u01b0\u1eddng khi ti\u1ebfp c\u1eadn r\u1ee7i ro t\u00e0i ch\u00ednh, ng\u01b0\u1eddi ta th\u01b0\u1eddng s\u1ebd chia th\u00e0nh 4 lo\u1ea1i r\u1ee7i ro: R\u1ee7i ro th\u1ecb tr\u01b0\u1eddng, R\u1ee7i ro t\u00edn d\u1ee5ng, R\u1ee7i ro thanh kho\u1ea3n v\u00e0 R\u1ee7i ro ho\u1ea1t \u0111\u1ed9ng.<\/p>\n

R\u1ee7i ro th\u1ecb tr\u01b0\u1eddng<\/span><\/strong><\/h3>\n

L\u00e0 r\u1ee7i ro x\u1ea3y ra khi thay \u0111\u1ed5i \u0111i\u1ec1u ki\u1ec7n trong th\u1ecb tr\u01b0\u1eddng c\u1ee5 th\u1ec3 m\u00e0 c\u00f4ng ty \u0111ang c\u1ea1nh tranh \u0111\u1ec3 kinh doanh. Ch\u1eb3ng h\u1ea1n xu h\u01b0\u1edbng ng\u00e0y c\u00e0ng t\u0103ng c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng trong vi\u1ec7c mua s\u1eafm tr\u1ef1c tuy\u1ebfn. Ch\u00ednh v\u1ea5n \u0111\u1ec1 n\u00e0y \u0111\u00e3 \u0111\u01b0a ra th\u00e1ch th\u1ee9c cho c\u00e1c doanh nghi\u1ec7p b\u00e1n l\u1ebb truy\u1ec1n th\u1ed1ng, bu\u1ed9c h\u1ecd ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi 2 t\u00ecnh hu\u1ed1ng. M\u1ed9t l\u00e0 thay \u0111\u1ed5i c\u00e1c chi\u1ebfn l\u01b0\u1ee3c v\u00e0 c\u00f4ng ngh\u1ec7 \u0111\u1ec3 l\u1ea5n s\u00e2n sang ph\u1ee5c v\u1ee5 kh\u00e1ch h\u00e0ng m\u1ea3ng tr\u1ef1c tuy\u1ebfn. Hai l\u00e0 gi\u1eef nguy\u00ean v\u00e0 \u0111\u1ed1i m\u1eb7t v\u1edbi v\u1ea5n \u0111\u1ec1 b\u1ecb \u0111\u00e0o th\u1ea3i.<\/span>
\n\u1ede th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam ta d\u1ec5 d\u00e0ng nh\u00ecn th\u1ea5y nh\u1eefng minh ch\u1ee9ng cho c\u00e1c l\u1eadp lu\u1eadn n\u00e0y. \u0110\u00f3 ch\u00ednh l\u00e0 c\u1ea1nh tranh gi\u1eefa taxi truy\u1ec1n th\u1ed1ng, \u0111\u1ea1i di\u1ec7n l\u00e0 Vinasun v\u00e0 Mai Linh; v\u00e0 taxi c\u00f4ng ngh\u1ec7, \u0111\u01a1n c\u1eed l\u00e0 Grab v\u00e0 Uber. Vi\u1ec7c x\u00e2m nh\u1eadp c\u1ee7a h\u00ecnh th\u1ee9c xe c\u00f4ng ngh\u1ec7 l\u00e0 h\u1ed3i chu\u00f4ng c\u1ea3nh b\u00e1o cho c\u00e1c doanh nghi\u1ec7p trong ng\u00e0nh, \u0111\u1ea9y h\u1ecd \u0111\u1ee9ng tr\u01b0\u1edbc hai s\u1ef1 l\u1ef1a ch\u1ecdn, ho\u1eb7c thay \u0111\u1ed5i c\u01a1 c\u1ea5u c\u0169ng nh\u01b0 \u00e1p d\u1ee5ng c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng m\u1edbi, nh\u01b0 Mai Linh, ho\u1eb7c l\u00e0 ch\u1eadm ch\u1ea1p \u0111\u1ee9ng y\u00ean v\u00e0 ch\u1edd c\u00e1i k\u1ebft kh\u00f4ng m\u1ea5y t\u1ed1t \u0111\u1eb9p c\u1ee7a Vinasun.<\/span>
\nHai v\u00ed d\u1ee5 tr\u00ean c\u0169ng li\u00ean quan t\u1edbi y\u1ebfu t\u1ed1 kh\u00e1c c\u1ee7a r\u1ee7i ro th\u1ecb tr\u01b0\u1eddng \u2013 r\u1ee7i ro b\u1ecb v\u01b0\u1ee3t qua b\u1edfi \u0111\u1ed1i th\u1ee7 c\u1ea1nh tranh. Trong m\u1ed9t th\u1ecb tr\u01b0\u1eddng ng\u00e0y c\u00e0ng c\u1ea1nh tranh \u0111\u1ed3ng th\u1eddi v\u1edbi \u0111\u00f3 s\u1ebd l\u00e0 bi\u00ean l\u1ee3i nhu\u1eadn b\u1ecb thu h\u1eb9p, m\u1ed9t v\u00e0i c\u00f4ng ty s\u1ebd d\u1eabn \u0111\u1ea7u thay \u0111\u1ed5i v\u00e0 \u0111em l\u1ea1i gi\u00e1 tr\u1ecb \u0111\u1ed9c \u0111\u00e1o kh\u00e1c h\u1eb3n v\u1edbi c\u00e1c c\u00f4ng ty kh\u00e1c. Ch\u00ednh \u0111i\u1ec1u \u0111\u00f3 \u0111\u00e3 th\u00fac \u0111\u1ea9y th\u1ecb tr\u01b0\u1eddng lu\u00f4n thay \u0111\u1ed5i v\u00e0 \u0111i l\u00ean.<\/p>\n

<\/span><\/strong><\/h2>\n

\"\"<\/p>\n

<\/span><\/strong><\/h2>\n

R\u1ee7i ro t\u00edn d\u1ee5ng<\/span><\/strong><\/h3>\n

L\u00e0 r\u1ee7i ro doanh nghi\u1ec7p s\u1ebd ph\u1ea3i g\u00e1nh ch\u1ecbu n\u1ebfu n\u1edbi l\u1ecfng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng c\u1ee7a kh\u00e1ch h\u00e0ng. Th\u01b0\u1eddng \u0111\u1ec3 c\u1ea1nh tranh v\u00e0 th\u00fac \u0111\u1ea9y ho\u1ea1t \u0111\u1ed9ng kinh doanh, c\u00e1c doanh nghi\u1ec7p s\u1ebd \u0111\u01b0a ra nh\u1eefng \u01b0u \u0111\u00e3i t\u00edn d\u1ee5ng nh\u01b0 tr\u1ea3 sau, tr\u1ea3 g\u00f3p hay \u201cb\u00e1n n\u1ee3\u201d. \u0110\u00e2y l\u00e0 r\u1ee7i ro l\u1edbn nh\u1ea5t v\u00e0 th\u01b0\u1eddng xuy\u00ean x\u1ea3y ra trong c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i.<\/span>
\n\"r\u1ee7i
\nH\u1eadu qu\u1ea3 x\u1ea3y ra ch\u00fang ta c\u00f3 th\u1ec3 th\u1ea5y r\u00f5 qua Cu\u1ed9c kh\u1ee7ng ho\u1ea3ng bong b\u00f3ng b\u1ea5t \u0111\u1ed9ng s\u1ea3n n\u0103m 2007. Cu\u1ed9c kh\u1ee7ng ho\u1ea3ng n\u00e0y x\u1ea3y ra \u1edf to\u00e0n c\u1ea7u nh\u01b0ng ta ch\u1ec9 x\u00e9t \u1edf g\u00f3c \u0111\u1ed9 Vi\u1ec7t Nam. Nguy\u00ean nh\u00e2n tr\u1ef1c ti\u1ebfp b\u1eaft ngu\u1ed3n t\u1eeb ch\u00ednh s\u00e1ch n\u1edbi l\u1ecfng t\u00edn d\u1ee5ng, th\u1eadm ch\u00ed \u0111\u00e3 cho vay d\u01b0\u1edbi chu\u1ea9n, th\u1ec3 hi\u1ec7n t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng n\u0103m 2007 r\u1ea5t cao l\u00ean \u0111\u1ebfn h\u01a1n 37%, trong \u0111\u00f3, m\u1ed9t ph\u1ea7n r\u1ea5t l\u1edbn \u0111\u1ed5 v\u00e0o b\u1ea5t \u0111\u1ed9ng s\u1ea3n, b\u00ean c\u1ea1nh \u0111\u00f3 l\u00e0 ngu\u1ed3n v\u1ed1n x\u00e3 h\u1ed9i c\u0169ng \u0111\u1ed5 v\u00e0o \u0111\u1ea7u t\u01b0 kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n. Do ki\u1ec3m so\u00e1t kh\u00f4ng ch\u1eb7t ch\u1ebd ngu\u1ed3n v\u1ed1n vay t\u00edn d\u1ee5ng l\u00e0m cho n\u1ec1n kinh t\u1ebf suy s\u1ee5p m\u1ed9t th\u1eddi gian d\u00e0i.<\/span>
\nCh\u00ednh nh\u1eefng \u01b0u \u0111\u00e3i trong t\u00edn d\u1ee5ng c\u1ee7a doanh nghi\u1ec7p th\u00fac \u0111\u1ea9y vi\u1ec7c kinh doanh di\u1ec5n ra nhanh h\u01a1n, c\u0169ng nh\u01b0 t\u1ea1o l\u1ee3i th\u1ebf c\u1ea1nh tranh cho doanh nghi\u1ec7p. Tuy nhi\u00ean, \u0111\u1ec3 nh\u1eefng kh\u00e1ch h\u00e0ng c\u00f3 r\u1ee7i ro t\u00edn d\u1ee5ng kh\u00f4ng b\u1ecb v\u1ee1 n\u1ee3 v\u00e0 m\u1ea5t kh\u1ea3 n\u0103ng thanh to\u00e1n, doanh nghi\u1ec7p c\u1ea7n ph\u1ea3i c\u00f3 h\u1ec7 th\u1ed1ng qu\u1ea3n l\u00fd r\u1ee7i ro t\u00edn d\u1ee5ng hi\u1ec7u qu\u1ea3.<\/p>\n

R\u1ee7i ro thanh kho\u1ea3n<\/span><\/strong><\/h3>\n

\"\"<\/p>\n

L\u00e0 r\u1ee7i ro c\u1ee7a doanh nghi\u1ec7p trong vi\u1ec7c thanh to\u00e1n c\u00e1c kho\u1ea3n n\u1ee3 c\u1ee7a nh\u00e0 cung c\u1ea5p, ng\u00e2n h\u00e0ng hay c\u00e1c kho\u1ea3n n\u1ee3 ph\u00e1t sinh kh\u00e1c. R\u1ee7i ro thanh kho\u1ea3n \u1edf \u0111\u00e2y x\u00e9t \u0111\u1ebfn kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 c\u1ea3 ng\u1eafn h\u1ea1n v\u00e0 d\u00e0i h\u1ea1n c\u1ee7a doanh nghi\u1ec7p. Thanh kho\u1ea3n trong t\u00e0i s\u1ea3n ch\u00ednh l\u00e0 vi\u1ec7c s\u1eb5n s\u00e0ng chuy\u1ec3n \u0111\u1ed5i th\u00e0nh ti\u1ec1n m\u1eb7t c\u1ee7a t\u00e0i s\u1ea3n.<\/span>
\nC\u00e1c doanh nghi\u1ec7p th\u01b0\u1eddng s\u1ebd g\u1eb7p t\u00ecnh tr\u1ea1ng doanh thu nhi\u1ec1u nh\u01b0ng d\u00f2ng ti\u1ec1n thu v\u00e0o kh\u00f4ng nhi\u1ec1u t\u01b0\u01a1ng \u1ee9ng d\u1eabn \u0111\u1ebfn vi\u1ec7c xoay v\u00f2ng v\u1ed1n cho chu k\u1ef3 kinh doanh ti\u1ebfp theo g\u1eb7p kh\u00f3 kh\u0103n. V\u00e0 r\u1ee7i ro thanh kho\u1ea3n t\u0103ng cao khi c\u00f4ng ty \u0111\u1ed9t nhi\u00ean th\u1ea5y m\u00ecnh kh\u00f4ng \u0111\u1ee7 ti\u1ec1n m\u1eb7t \u0111\u1ec3 chi tr\u1ea3 c\u00e1c chi ph\u00ed c\u1ea7n thi\u1ebft c\u01a1 b\u1ea3n \u0111\u1ec3 ph\u1ee5c v\u1ee5 cho ho\u1ea1t \u0111\u1ed9ng c\u00f4ng ty, hay c\u00e1c kho\u1ea3n n\u1ee3 ng\u1eafn h\u1ea1n, ho\u1eb7c c\u00e1c kho\u1ea3n n\u1ee3 d\u00e0i h\u1ea1n nh\u01b0ng \u0111\u1ebfn h\u1ea1n ph\u1ea3i tr\u1ea3. \u0110\u00e2y ch\u00ednh l\u00e0 l\u00fd do t\u1ea1i sao qu\u1ea3n l\u00fd d\u00f2ng ti\u1ec1n r\u1ea5t quan tr\u1ecdng \u0111\u1ed1i v\u1edbi ch\u1ee7 doanh nghi\u1ec7p. V\u00e0 doanh nghi\u1ec7p s\u1ebd g\u1eb7p r\u1eafc r\u1ed1i khi kh\u00f4ng c\u00f3 \u0111\u1ee7 m\u1ed9t l\u01b0\u1ee3ng ti\u1ec1n m\u1eb7t hay c\u00e1c t\u00e0i s\u1ea3n c\u00f3 kh\u1ea3 n\u0103ng thanh kho\u1ea3n cao ph\u1ee5c v\u1ee5 nh\u1eefng nhu c\u1ea7u ng\u1eafn h\u1ea1n, m\u1eb7c d\u00f9 doanh thu \u0111\u01b0\u1ee3c ghi nh\u1eadn l\u00e0 r\u1ea5t cao.<\/p>\n

R\u1ee7i ro ho\u1ea1t \u0111\u1ed9ng<\/span><\/strong><\/h3>\n

L\u00e0 lo\u1ea1i r\u1ee7i ro ph\u00e1t sinh t\u1eeb c\u00e1c ho\u1ea1t \u0111\u1ed9ng kinh doanh th\u00f4ng th\u01b0\u1eddng c\u1ee7a doanh nghi\u1ec7p. \u0110\u00f3 c\u00f3 th\u1ec3 l\u00e0 c\u00e1c v\u1ee5 ki\u1ec7n, r\u1ee7i ro do gian l\u1eadn, v\u1ea5n \u0111\u1ec1 nh\u00e2n s\u1ef1 ho\u1eb7c r\u1ee7i ro trong m\u00f4 h\u00ecnh kinh doanh. <\/span>
\nTrong s\u1ea3n xu\u1ea5t, vi\u1ec7c l\u1ef1a ch\u1ecdn kh\u00f4ng c\u00f3 m\u1ed9t th\u1ee3 m\u00e1y ch\u00ednh c\u00f3 tr\u00ecnh \u0111\u1ed9 trong \u0111\u1ed9i ng\u0169 nh\u00e2n vi\u00ean v\u00e0 ph\u1ea3i ph\u1ee5 thu\u1ed9c v\u00e0o b\u00ean th\u1ee9 ba, l\u00e0 m\u1ed9t r\u1ee7i ro ho\u1ea1t \u0111\u1ed9ng. Vi\u1ec7c kh\u00f4ng ph\u00e2n chia tr\u00e1ch nhi\u1ec7m r\u00f5 r\u00e0ng cho nh\u00e2n vi\u00ean k\u1ebf to\u00e1n v\u1edbi th\u1ee7 qu\u1ef9 d\u1eabn \u0111\u1ebfn kh\u1ea3 n\u0103ng gian l\u1eadn trong c\u00f4ng ty c\u0169ng nh\u01b0 vi\u1ec7c gi\u1eef m\u1ed9t nh\u00e2n vi\u00ean kh\u00f4ng trung th\u1ef1c \u1edf m\u1ed9t v\u1ecb tr\u00ed quan tr\u1ecdng c\u0169ng l\u00e0 r\u1ee7i ro ho\u1ea1t \u0111\u1ed9ng.<\/span>
\nV\u00ec li\u00ean quan \u0111\u1ebfn m\u1ecdi quy\u1ebft \u0111\u1ecbnh \u0111ang ho\u1ea1t \u0111\u1ed9ng, \u0111\u00e2y \u0111\u01b0\u1ee3c coi l\u00e0 r\u1ee7i ro li\u00ean quan \u0111\u1ebfn c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a doanh nghi\u1ec7p.
\n\u0110\u1ec3 nh\u1eadn bi\u1ebft nh\u1eefng r\u1ee7i ro \u0111ang t\u1ed3n t\u1ea1i trong c\u00f4ng ty v\u00e0 ph\u00e2n lo\u1ea1i ch\u00fang \u0111\u1ec3 c\u00f3 c\u00e1ch ph\u1ea3n \u1ee9ng ph\u00f9 h\u1ee3p l\u00e0 m\u1ed9t \u0111i\u1ec1u r\u1ea5t kh\u00f3, \u0111\u00f2i h\u1ecfi doanh nghi\u1ec7p ph\u1ea3i c\u00f3 m\u1ed9t h\u1ec7 th\u1ed1ng ki\u1ec3m so\u00e1t n\u1ed9i b\u1ed9 hi\u1ec7u qu\u1ea3. Tuy nhi\u00ean, khi n\u00f3i \u0111\u1ebfn r\u1ee7i ro, nhi\u1ec1u ng\u01b0\u1eddi c\u1ee9 m\u1eb7c \u0111\u1ecbnh cho r\u1eb1ng s\u1ebd lu\u00f4n g\u00e2y b\u1ea5t l\u1ee3i cho doanh nghi\u1ec7p.<\/span>
\nNh\u01b0ng \u0111i\u1ec1u \u0111\u00f3 li\u1ec7u c\u00f3 \u0111\u00fang?<\/a><\/p>\n

C\u00e1c kh\u00f3a h\u1ecdc c\u00f9ng ch\u1ee7 \u0111\u1ec1<\/span><\/strong><\/em><\/h3>\n

M\u1eddi b\u1ea1n tham kh\u1ea3o:<\/p>\n

KINH NGHI\u1ec6M \u0110\u1ea6U T\u01af CH\u1ee8NG KHO\u00c1N D\u00c0I H\u1ea0N<\/a><\/strong><\/span> (GV: L\u00e2m Minh Ch\u00e1nh<\/a><\/strong>)
\nKh\u00f3a h\u1ecdc gi\u00fap h\u1ecdc vi\u00ean hi\u1ec3u r\u00f5 2 ph\u01b0\u01a1ng ph\u00e1p \u0111\u1ea7u t\u01b0 d\u00e0i h\u1ea1n \u0111\u1ea1t t\u1ef7 su\u1ea5t l\u1ee3i nhu\u1eadn cao: ph\u01b0\u01a1ng ph\u00e1p \u0111\u1ea7u t\u01b0 theo tr\u01b0\u1eddng ph\u00e1i gi\u00e1 tr\u1ecb v\u00e0 ph\u01b0\u01a1ng ph\u00e1p ch\u1ecdn c\u1ed5 phi\u1ebfu v\u00e0 l\u1eadp danh m\u1ee5c \u0111\u1ea7u t\u01b0. <\/span><\/p>\n

Th\u1ebb tag: c\u00f4ng ty d\u1ec5 g\u1eb7p r\u1ee7i ro v\u1ec1 thanh to\u00e1n trong tr\u01b0\u1eddng h\u1ee3p n\u00e0o; r\u1ee7i ro t\u00e0i ch\u00ednh; r\u1ee7i ro t\u00e0i ch\u00ednh c\u1ee7a doanh nghi\u1ec7p; r\u1ee7i ro kinh doanh v\u00e0 r\u1ee7i ro t\u00e0i ch\u00ednh; r\u1ee7i ro t\u00e0i ch\u00ednh l\u00e0 g\u00ec; r\u1ee7i ro v\u1ec1 t\u00e0i ch\u00ednh; \u0111\u1ec1 t\u00e0i qu\u1ea3n tr\u1ecb r\u1ee7i ro t\u00e0i ch\u00ednh; r\u1ee7i ro kinh doanh; c\u00e1c lo\u1ea1i r\u1ee7i ro trong ng\u00e2n h\u00e0ng; c\u00e1c y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn qu\u1ea3n tr\u1ecb doanh nghi\u1ec7p; nh\u1eefng r\u1ee7i ro t\u00e0i ch\u00ednh m\u00e0 doanh nghi\u1ec7p c\u1ea7n ph\u1ea3i \u0111\u1ed1i m\u1eb7t; r\u1ee7i ro kinh doanh l\u00e0 g\u00ec; r\u1ee7i ro trong kinh doanh; r\u1ee7i ro thanh kho\u1ea3n l\u00e0 g\u00ec; kh\u1ea3 n\u0103ng thanh kho\u1ea3n l\u00e0 g\u00ec; qu\u1ea3n tr\u1ecb r\u1ee7i ro t\u00e0i ch\u00ednh trong doanh nghi\u1ec7p; c\u00e1c lo\u1ea1i r\u1ee7i ro trong kinh doanh; t\u1ea1i sao ph\u1ea3i qu\u1ea3n tr\u1ecb r\u1ee7i ro; c\u00e1c lo\u1ea1i r\u1ee7i ro t\u00e0i ch\u00ednh; y\u1ebfu t\u1ed1 t\u00e0i ch\u00ednh trong doanh nghi\u1ec7p; r\u1ee7i ro doanh nghi\u1ec7p th\u01b0\u1eddng g\u1eb7p; r\u1ee7i ro c\u1ee7a doanh nghi\u1ec7p; r\u1ee7i ro doanh nghi\u1ec7p; r\u1ee7i ro thanh kho\u1ea3n; r\u1ee7i ro trong kinh doanh l\u00e0 g\u00ec; v\u00ed d\u1ee5 v\u1ec1 r\u1ee7i ro kinh t\u1ebf; ki\u1ec3m so\u00e1t r\u1ee7i ro t\u00e0i ch\u00ednh; tr\u1ecdc ph\u00fa ki\u1ebfn th\u1ee9c; c\u00e1c nh\u00e2n t\u1ed1 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn t\u00e0i ch\u00ednh doanh nghi\u1ec7p; r\u1ee7i ro kh\u00e1ch h\u00e0ng; r\u1ee7i ro b\u00ean ngo\u00e0i doanh nghi\u1ec7p; c\u00f3 m\u1ea5y lo\u1ea1i r\u1ee7i ro; r\u1ee7i ro th\u1ecb tr\u01b0\u1eddng l\u00e0 g\u00ec; kh\u1ea3 n\u0103ng thanh kho\u1ea3n; tr\u1ecdc ph\u00fa ki\u1ebfn th\u1ee9c l\u00e0 g\u00ec; y\u1ebfu t\u1ed1 t\u00e0i ch\u00ednh; r\u1ee7i ro kinh t\u1ebf l\u00e0 g\u00ec; r\u1ee7i ro b\u00ean trong doanh nghi\u1ec7p; nh\u1eefng r\u1ee7i ro doanh nghi\u1ec7p hay g\u1eb7p ph\u1ea3i; r\u1ee7i ro doanh nghi\u1ec7p l\u00e0 g\u00ec; r\u1ee7i ro thanh to\u00e1n; r\u1ee7i ro thanh to\u00e1n l\u00e0 g\u00ec; c\u00f3 bao nhi\u00eau lo\u1ea1i r\u1ee7i ro; ph\u00e2n lo\u1ea1i r\u1ee7i ro t\u00edn d\u1ee5ng; nh\u00e0 kh\u1edfi nghi\u1ec7p kinh doanh n\u1ed9i b\u1ed9; ph\u00e2n lo\u1ea1i r\u1ee7i ro trong kinh doanh; r\u1ee7i ro chi\u1ebfn l\u01b0\u1ee3c l\u00e0 g\u00ec; r\u1ee7i ro v\u1ec1 kh\u00e1ch h\u00e0ng; nh\u1eefng r\u1ee7i ro trong kinh doanh; b\u1ea3n ch\u1ea5t c\u1ee7a t\u00e0i ch\u00ednh doanh nghi\u1ec7p; r\u1ee7i ro ho\u1ea1t \u0111\u1ed9ng l\u00e0 g\u00ec;<\/p>\n","protected":false},"excerpt":{"rendered":"

R\u1ee7i ro t\u00e0i ch\u00ednh n\u00f3i chung v\u00e0 r\u1ee7i ro t\u00e0i ch\u00ednh c\u1ee7a doanh nghi\u1ec7p n\u00f3i ri\u00eang R\u1ee7i ro t\u00e0i ch\u00ednh l\u00e0 v\u1ea5n \u0111\u1ec1 ch\u1eafc ch\u1eafn x\u1ea3y ra \u0111\u1ed1i v\u1edbi doanh…<\/p>\n","protected":false},"author":1,"featured_media":2060,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[22],"tags":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/bizuni.vn\/kien-thuc-quan-tri\/wp-content\/uploads\/2019\/03\/analysis-680572_1280.jpg?fit=1280%2C905&ssl=1","_links":{"self":[{"href":"https:\/\/bizuni.vn\/kien-thuc-quan-tri\/wp-json\/wp\/v2\/posts\/2048"}],"collection":[{"href":"https:\/\/bizuni.vn\/kien-thuc-quan-tri\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bizuni.vn\/kien-thuc-quan-tri\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bizuni.vn\/kien-thuc-quan-tri\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bizuni.vn\/kien-thuc-quan-tri\/wp-json\/wp\/v2\/comments?post=2048"}],"version-history":[{"count":0,"href":"https:\/\/bizuni.vn\/kien-thuc-quan-tri\/wp-json\/wp\/v2\/posts\/2048\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bizuni.vn\/kien-thuc-quan-tri\/wp-json\/wp\/v2\/media\/2060"}],"wp:attachment":[{"href":"https:\/\/bizuni.vn\/kien-thuc-quan-tri\/wp-json\/wp\/v2\/media?parent=2048"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bizuni.vn\/kien-thuc-quan-tri\/wp-json\/wp\/v2\/categories?post=2048"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bizuni.vn\/kien-thuc-quan-tri\/wp-json\/wp\/v2\/tags?post=2048"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}